December 2022 Newsletter image

December 2022 Newsletter

With 2023 just around the corner, this newsletter we are focusing on budgeting for the year ahead, financial...
Horner Mortgages
December 13, 2022
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Planning Ahead, A Guide to Mortgage Documentation

It doesn’t matter if you are looking to purchase your first home, your next home, or your twentieth home; typically...
Horner Mortgages
December 12, 2022
TDS? GDS? What Is Income Debt Servicing? image

TDS? GDS? What Is Income Debt Servicing?

“Debt servicing” is the measure of your ability to meet all of your financial obligations. There are two ratios...
Horner Mortgages
December 12, 2022
Improving Your Credit Score image

Improving Your Credit Score

Along with employment stability, and downpayment/equity, your credit score and how you manage your credit is a huge...
Horner Mortgages
December 12, 2022
Employment Status | How it Impacts Your Mortgage Application image

Employment Status | How it Impacts Your Mortgage Application

Chances are, if you’re applying for a mortgage, you feel confident about the state of your current employment, or...
Horner Mortgages
December 12, 2022
Maternity/Parental Leave, and Qualifying for a Mortgage image

Maternity/Parental Leave, and Qualifying for a Mortgage

So your family is growing! Congratulations! If you’ve thought now is the time to find a new property to...
Horner Mortgages
December 12, 2022
5 Great Financial Options for Canadians in Retirement image

5 Great Financial Options for Canadians in Retirement

Published by HomeEquity Bank
October 13, 2022
The Real Deal about Transfers and Switches image

The Real Deal about Transfers and Switches

Most people who are thinking about a transfer or switch want to take advantage of a lower interest rate or to get a...
Horner Mortgages
October 11, 2022
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Understanding Insurance

Not all insurance products are created equal. One of the most common mistakes homeowners and potential homeowners...
Horner Mortgages
September 21, 2022
Construction and Pre-Construction Mortgages image

Construction and Pre-Construction Mortgages

Building or renovating your own home is such an exciting time and allows you to create something tailored to you...
Horner Mortgages
September 21, 2022

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